Most people would agree that their home is one of their most valuable assets. Homeowners insurance is a package policy designed to protect against economic loss to residences and household personal property, as well as legal liabilities for injuries and damage arising from personal activities. This type of policy can provide you with coverage for your dwelling, other structures, personal property, and loss of use. It covers wind/hail damage, fires, lightning, theft, and more. But, standard home insurance policies won't cover weather related floods. You will need to purchase a separate flood insurance policy, which we can help you with. There is not a one size fits all for a policy. Let us customize your policy based on your specific needs. We are contracted with numerous reputable insurance companies, so we will save you time and money by shopping around for you.
Homeowners insurance is a package policy designed to protect against economic loss to residences and household personal property as well as legal liabilities for injuries and damage arising from personal activities. This type of policy can provide you with coverage for your dwelling, other structures, personal property, and loss of use.
A dwelling policy is a allied lines policy that provides coverage for the dwelling and personal property of individuals and families against fire and additional perils. This type of coverage is for dwellings rented to others, dwellings owned by business entities, and dwellings with values lower than company minimums required for homeowners insurance.
Renters insurance can help protect your personal property from damage and theft, pay medical bills if guests are injured at your residence, provides loss of use coverage, and covers liability expenses in the event of a lawsuit.
Condo insurance covers the interior structure, personal property, loss of use, liability to others, and property for which you are responsible for under an association agreement.
Physical damage to your building or personal property “directly” caused by a flood is covered by your flood insurance policy.
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